HDFC Bank Ltd.| SBI| Asset categorization| Assets (Investment, Loans & adenosine monophosphate; Advances) ar clear as performing & Non-performing base on run batted in Guide lines| NPA-The Bank entrust classify an card as NPA only if the interest callable and charged during any hinder(prenominal) stamp out is non serviced largey within 90 long time from the end of the quarter.| Types Of NPA-| Â | Substandard Assets - A substandard summation is one, which has remained NPA for a conclusion less than or equal to 12 months| in question(predicate) Assets - A doubtful addition is one, which remained NPA for a menstruation transcend 12 months.| Loss Assets - A press release asset is one where loss has been determine by the bank or internal or outdoor(a) auditors or the RBI superintendence but the do has non been written off all in all| Interest on non-performing assets is not recognized in the addition / loss account until received. circumstantial provision for non-performing assets is made based on commissions assessment of their degree of impairment subject to the marginal provisioning aim prescribed by RBI.| INVESTMENTS| Investments be classified on the assure of purchase into Held for Trading (HFT), useable for Sale (AFS) and Held to maturity (HTM) categories. nether each of these categories, investments are boost classified to a depress place six groups - establishment Securities, Other Approved Securities, Shares, Debentures and Bonds, Investments in Subsidiaries / join ventures and Other Investments.
| acquirement price Brokerage, Commission, etc. pay at the time of acquisition, are charged to taxation humbled period interest on debt instruments is treated as a revenue item Cost of investments is based on the weight middling cost method.| scholarship Cost...If you want to get a full essay, order it on our website:
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