Features of Health Plans

Week 1 Checkpoint Features of health sees Linda Haering HCR/220 July 11, 2012 Natalie Cooper Week 1 Checkpoint Features of Health Plans There are five different types of health plans discussed in the reading this week, they are the Indemnity Plan, Health tending presidential term (health maintenance organization), Point-of-Service (POS), Preferred Provider shaping (PPO), and Consumer-Driven Health Plan (CDHP). bulge break through of these five, cardinal of them have a say in which medical scholarly person it is recommended that you see and that you see doctors at heart their own networks. The altogether unmatched that allows you to see any provider is the Indemnity Plan. Indemnity Plan The only way it pays is if your payments and your plan are all up to date. later on that you pay your high co-pay and the bill first, earlier they pay you back. HMO The HMO allows you to only see doctors within their networks. Unless it is an emergency, if you s ee an out-of-network doctor, the expense is out of your pocket. The co-payments are trim back. POS It is recommended that you see a network provider, barely not mandatory. Co-payments are higher for out-of-network providers. Your aboriginal bang physician manages your care keeping your costs piling.

PPO in one case again, your co-payments are higher for out-of-network providers but referrals are not indispensable for specialty care devising it easier to see a specialist. some(prenominal) treatments require a pre-authorization from your insurance. CDHP This course of instruction has higher co-p ayments with lower premiums. Patient pays ! until their deductible is met. The unhurried whitethorn write down assistance through a medical savings account. From all that I read, the best option for the medical community, and the patient would believably be the PPO. That group gives you the most freedom of superior in all areas and is the most cost-saving that I could see.If you want to get a full essay, order it on our website: OrderCustomPaper.com

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