Dr.Ponnammal F. Joseph
Health restitution was started in India in 1987 and four Public sector non-life customary amends Companies offered wellness insurance policies popularly called “Medi-claim” Insurance policies in India. This Policy was not a successful before ease as the aw arness had not reached the public and the product was not marketed as it should have been. Moreover with development of the Indian preservation many corporate hospitals have started coming up in a big way and liberalization of the Insurance industry has given an impetus to wellness insurance industry. As per the IRDA information there were 38, 28,495 wellness insurance policies 163,45,575 persons with a total exchange premium of Rs.1,947 crores in2005-06. In the year 2006-07 health insurance premium has change magnitude to Rs.3, 200crores.
IRDA is playing an important role in the development of health insurance and is expected to promote the health insurance to verdant mass in a reasonable and affordable cost. organisation of India and the State Governments are also making efforts to popularize health insurance as a social commitment.
The Health anguish system in India needs special attention peculiarly in plain areas. Rural India requires more medical guardianship than the urban population because they are more vulnerable to ill-health. Of the rustic’s total population 70% lives in rural India and majority of them work in unorganized sector. In India lonesome(prenominal) 22% of the population has been covered by insurance and the maculation is worse in the rural areas. Here the rural Insurance must be seen in a social billet and not as a business prospect.
A appropriate strategy will enable the insurers in promoting rural health insurance in India. The strategies for rural Health insurance are:
a) Creation of Awareness
b) Attracting the people to buy health insurance...If you want to make water a full essay, order it on our website: Ordercustompaper.com
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